Things to Ponder In Your Quest for a Reliable Debt Relief Companies
Quite a number of people have debts regardless of their financial status and most of which can barely manage their finances due to so many earthly temptations lurking around the corner of today’s world. Having left and right debts can become a burden to a certain extent especially if you don’t know when you can pay off the total amount so you can start living in peace. If you are one of these people who can’t get rid of this dilemma, you are most likely to go through some credit counseling so you can rise above this crisis without more ado. This is where a debt relief company is of utmost importance since you really need to seek some guidance in managing your debts so that it won’t have to pile up in the long run.
Debt Consolidation - How to Find a Reputable Company?
Debt relief companies have taken advantage of this situation as most of these companies are gaining huge profits by providing debt management to those people who are suffering from these financial hardships. Well, this is somewhat too harsh to think about, but the truth behind this is; getting the services of a trusted debt relief company is the sole solution for all your debt troubles. Though it is a bit risky in finding a reliable company but it would surely worth a try. All you need to do is to be keen in searching for a company that offers genuine service and more than willing to get you out of this setback since there are several who would love to do the works for you.
You may think that all the debt relief companies go after profits alone but you got it all wrong. There are quite a few companies that are known to be non-profit that are so eager to assist you in becoming debt-free with totally no charge for their generous service. You must also go beyond your quest in looking for a dependable debt counseling company before you make a decision to which company you can depend your financial freedom with. In ensuring that you are in good hands, you must look into several things in doing a company research.
-You should authenticate the company’s name as well as its credibility so you can be totally secured when you choose to get their service. You may also want to check if there’s filed complaints against the company and if you find anything against the company might as well find another company and do the same thing.
-You must be aware of the service fees beforehand so there won’t be any misunderstanding in the long run. You must bear in mind that only non-profit debt relief companies can charge you with totally nothing, otherwise, you can expect to be billed for the debt management or counseling service that the company does for your own benefit.
-You need to be certain that your personal information will be kept confidential and secured. This should be the foremost consideration that you must ask the company before getting their service. You should be assured that everything will just be between you and the company before you can entrust your debt issues with anyone.
National Debt Relief Reviews
National Debt Relief is #1 option you have for debt relief. National Debt Relief is a debt relief company founded in 2005. They provide debt consolidation loans and debt relief for individuals and small businesses. In 2008, they began offering their services throughout the entire USA. National Debt Relief is a member of TASC in good standing. They are one of the largest and oldest debt management companies out there and have the highest rating by the consumer watchdog.
You should ask any company of debt relief if they work with the online business bureau like National Debt Relief, as this is another good sign. NationalDebtRelief.com saves money for you for many reasons. Their negotiators have spent time building up contacts to establish credit card debt consolidation programs. They settle the accounts all at once rather than once at a time. If you have $250,000 in debt they will settle all of it at once rather than starting with $10,000. There is a great chance of negotiating a better savings this way. NationalDebtRelief.com is commissioned based for debt management making it in their best interest to find you the best savings.
You will speak with your debt relief negotiator personally whenever you have a question about the accounts and what they are working on. The company will also work with the Commercial Debt Counseling division to negotiate with your creditors.You can browse NationalDebtRelief.com website to read testimonials from others who have sought for debt help.
The testimonials and letters show a savings of 50 to 89 percent with NationalDebtRelief.com. With this company you can obtain a free credit counseling, ask your questions, and start finding debt relief from caring, knowledgeable counselors.In 2015, NationalDebtRelief.com debt consolidation provided a 15 percent discount along with the free evaluation. The discount is not always available, but something to look for.
To summarize: NationalDebtRelief.com offers top savings, honest employees, a top reputation, average savings between 50 to 80 percent, and quick and easy solutions - my #1 pick.Click Here to Get A Free Consultation From National Debt Relief
Freedom Debt Relief Reviews
Freedom Debt Relief is the second option you have for debt relief. This online site provides numerous facts regarding debt relief solutions. The site also shows their best settlements for each month going back to 2005. They also have a lot of testimonials from actual clients.
Freedom Debt Relief was founded in 2002 by two Stanford Business School graduates and has since become the largest company. This company has resolved over $4 Billion dollars of consumer debt. They also have an A+ rating with the Better Business Bureau and are accredited with the IAPDA ((International Association of Professional Debt Arbitrators) and AFCC (American Fair Credit Council).
This company offers free consultations with knowledgeable financial counselors who have a deep understanding of all debt relief options. They have helped with thousands of other clients to provide Tax Debt Relief. If debt relief is not the consumers best option, this company will connect the consumer with other options, including bankruptcy, personal loans, are credit counseling.
Unlike other companies, Freedom Debt Relief does not charge you a penny until a debt is resolved. Clients also have full control over their accounts. This is a HUGE difference over other companies that have sole control over client accounts, significantly limiting their clients’ visibility into program progress. Once you become a client of Freedom Debt Relief, clients have convenient customer service support via telephone, email, chat, and an online client dashboard where you can view the status of your account at any given time.
This company has more than a decade of experience under their belt. They have proven success getting results for their clients and have a reputation of being transparent with consumers. It’s no wonder why Freedom Debt Relief is ranked one of the top debt relief companies in the nation.
ZipDebt.com Debt Relief Company Reviews
ZipDebt.com is the third debt relief company reviewed on this site. The company provides you with coaching in how to end your debts without paying too much to a professional expert for the debt settlement.
Debt relief through debt settlement is an honest and ethical choice to stay out of bankruptcy under Chapter 13. Chapter 13 can require you to pay off debts for 3 to 5 years. A court supervised plan is often drawn up in which you have to pay monthly payments. The fees can be $3,000, $5,000, or up to $10,000. Typically, this is calculated by 15 percent of what you owe. This is money that you could use to get out of debt by paying the companies directly without the court involvement. The coaches at ZipDebt.com are professionals offering debt settlement advice.
There is a debt settlement training course you will go through called the Debt Settlement Success Seminar. This debt relief option provides you with 8 hours of audio CD with forms, letters, and workbook. As a beginning pioneer for debt settlement and executive of a settlement company, Charles Phelan is able to show you insider hints towards better debt settlement.
Telephone consultation is part of the ZipDebt.com debt relief programs too. You will need to schedule a one on one conversation once you have listened to all of the discs in order to discuss your approach with a trained professional in debt settlement.
ZipDebt.com also offers a Member Area for debt settlement seekers. This area provides you settlement percentages that the major credit card companies are willing to offer. It will include advice and tips regarding the starting offer, haggling, and other successful protocols for your credit card debt relief.
This debt settlement solution offers private counseling, document review, and professional help. The price is $777 for the premium program, $397 for the enhanced program. You will save by owing as little as 20 percent of the original debt through the debt settlement company ZipDebt.com.