Should I Have Apprehensions Regarding Debt Relief?
Whether you read articles in newspapers, magazines or on the internet, I am sure you have read negative and positive comments regarding debt relief. Some will say that debt relief is a miracle while someone else will say its a disaster! I can understand why you might be a little apprehensive toward these companies. Should you believe the positive comments or should you believe the negative ones?
The truth is somewhere in the middle of the pros and cons are the most accurate. What many of these sites do not tell you is that debt relief options might not be for everyone. Someone with a negative comment might not be giving you the full story on why this process did not work for them.About My Site:
I am not here to try and sell you on debt relief, that is your choice and no one else. I have 22 companies that I have extensively reviewed and researched. I will not review a company unless they can pass my tough screening process. Unless I personally would use one of these companies, I will not recommend them.
I am here to help you find a debt solution that matches your particular problem and make it an easier process for you. The companies I am recommending and reviewing must win your trust. I do want you to understand that I am paid for my reviews, allowing viewers, like yourself, to have access to the information, free of charge.
I am paid in different ways from up front to other incentives, however, I do not take companies that I do not believe add up to my expectations. I receive thousands of emails daily from debt relief companies, but only a few select ones get reviewed by me. My reputation is on the line and I need the trust of my readers that I am honest.
How I Review & Choose Debt Relief Companies:
My vetting process for companies is rigid. I look closely at specific parameters including accreditation, their history and the level of experience from their employees. Your trust in me is extremely important but more so, that you will find a company that will help you with your particular needs.
You may think that all the debt relief companies go after profits alone but you got it all wrong. There are quite a few companies that are known to be non-profit that are so eager to assist you in becoming debt-free with totally no charge for their generous service. You must also go beyond your quest in looking for a dependable debt counseling company before you make a decision to which company you can depend your financial freedom with. In ensuring that you are in good hands, you must look into several things in doing a company research.
-You should authenticate the company’s name as well as its credibility so you can be totally secured when you choose to get their service. You may also want to check if there’s filed complaints against the company and if you find anything against the company might as well find another company and do the same thing.
-You must be aware of the service fees beforehand so there won’t be any misunderstanding in the long run. You must bear in mind that only non-profit debt relief companies can charge you with totally nothing, otherwise, you can expect to be billed for the debt management or counseling service that the company does for your own benefit.
-You need to be certain that your personal information will be kept confidential and secured. This should be the foremost consideration that you must ask the company before getting their service. You should be assured that everything will just be between you and the company before you can entrust your debt issues with anyone.
National Debt Relief Review:
National Debt Relief is my number one pick for your debt relief options. This company was founded in 2006 and they provide loans and debt assistance for individuals and small businesses. As of 2008, they have been offering their debt services throughout the entire USA. This company is a member of TASC and in good standing. They are one of the oldest and largest debt management companies anywhere and have the highest rating by the consumer watchdog.
One of National Debt Relief features is they start off with your entire debt. They will work with your creditors to try and come up with a lower payment method, then structure a loan around the balance. This process will help relieve financial pressures from you. They do not start with portions of your debts with one creditor, negotiation or consolidation at a time. Should you ever have any questions or concerns, you will be able to speak with your credit counselor, negotiator or their knowledgeable team members.
This company also works with the online business bureau and I suggest before signing with any consolidation company, ask if they follow this procedure as well. This company will also save you money in the long run. Their negotiators have spent a great deal of time building up contacts for established credit card debt consolidation programs. They settle accounts all at once vs one at a time. If you owe out $250,000, they will settle the entire amount all at once instead of $10,000 here, $10,000 there. You stand a much better chance of a good negotiation this way, instead of breaking it down. As this company is a commissioned-based debt management company, it is in their best interest to find the best savings plan for you.You Will Always Have Support:
You will personally speak with a debt relief negotiator whenever you have any questions about your accounts and what they are working on. They will also work closely with the Commercial Debt Counseling division in order to negotiate with your creditors. You have free access to this company testimonials from others who have sought debt assistance from them.
You will also receive a session. Ask any questions you have and discover debt relief from knowledgeable, caring people. In 2018, this company provided a 15% discount along with a free evaluation. The discount is not always available, but it something you should look for.In Conclusion:
This company offers top notch savings, honest, knowledgeable employees and a five-star reputation. This company providing a quick and easy solution for your debt problems. This is my Number One Pick.Click Here to Get a Free Consultation from National Debt Relief
CuraDebt Debt Relief Company Review:
CuraDebt is my second choice debt relief company and I highly recommend.About CuraDebt:
They are very honest, fair and very responsive in helping you with your debt problems. Understand, that if you continue with huge credit debts and only make minimum payments, avoid late payments and do not add to your debt, it could take you 38 years to pay off your debt! Not only would that be almost impossible to get through but would be extremely difficult for anyone.
CuraDebt works with you to ensure you can find debt relief quickly from a very trustworthy company. The company will also provide with the Business Debt Counseling and Tax Relief. This company has been around for the last fifteen years, providing many families with excellent solutions to their money problems. You will work closely with knowledgeable staff members that help you find the best solution to fit your needs. Whether you will need negotiations, settlements or another form of relief, they will guide you to the best solution for you.
The staff members at CuraDebt care a great deal about their clients and their specific needs for debt consolidation. They want to be sure they are providing you the perfect fit for your debt assistance, which is why they are my Second Choice.
Christian Debt Network Review - The Freedom Of Debt ReliefAbout Christian Debt Network:
Christian Debt Network is my third choice for your debt relief problems. They provide numerous information and facts regarding debt assistance solutions online. They also offer a lot of testimonials from actual clients they have worked with to relieve their debts.
Since the founding of Christian Debt Network, they have become one of the largest debt assistance companies anywhere. They have, since then, resolved over Four Billion Dollars of consumer debt which is an astonishing record. They accredited with the IAPDA (International Association of Professional Debt Arbitrators) and AFCC (American Fair Credit Council).What You Can Expect:
You will receive a free consultation with knowledgeable financial counselors who truly understand all possible debt relief options. Also, if debt consolidation is not in the best interest of their client, they will contact them, offering other options including personal loans and bankruptcy. These people are credit counselors and looking out for what best for you.
Christian Debt Network will never charge you one thin dime until a debt has been resolved, which is not necessarily true with some other companies. Adding to that, you, as a client, will have full control over your accounts. This is a big difference from other companies that expect sole control over your accounts, making it very difficult for you to visibly see your programs progression.
Once you are a client with Christian Debt Network, you will have customer service support via telephone, email, chat and an online client dashboard to view the status of your account at any time.
This company have proven over and over to get the best results for their clientele. They have remained, and always will, transparent with their clients, so you always know what going on. Christian Debt Network is ranked as one of the finest debt relief companies throughout the country. Christian Debt Network is my Number Three Choice.Click Here to Get a Free Consultation from Christian Debt Network-Debt Relief Rooted in Christian Beliefs